12 Points which make Gibraltar the ideal Retirement Haven:
* Mediterranean climate, warm summers and mild winters (average daily temperature over the year is 18.3 degrees C
* English is the official language
* Sterling Currency
* Airport with flights to UK (Gatwick, Heathrow & Luton)
* British banks and building societies (Barclays, Nat West, Lloyds, Royal Bank of Scotland, Abbey National, etc.)
* British shops at VAT free prices (BHS, Marks & Spencer, Safeway, Dorothy Perkins, etc.)
* Very low crime rate
* British qualified professionals for services (e.g doctors, lawyers, accountants, etc.)
* Legal system based on English law
* Active places of worship for Christians, Hindus, Moslems and Jews
* Easy access to Spain (golf courses, ample beaches) and Morocco (ferries)
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